Malta Money
Loundering Reporting Officer

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Money laundering Reporting Officer Introduction

THE MONEY LAUNDERING REPORTING OFFICER (MLRO) IS A STATUTORY FUNCTION FOR MALTESE DOMICILED FUNDS, TASKED WITH REPORTING TO A FUND’S BOARD OF DIRECTORS. ALTHOUGH DAY-TO-DAY ANTI-MONEY LAUNDERING (AML) CHECKS MAY BE DELEGATED TO THE ADMINISTRATOR, THE MLRO IS RESPONSIBLE FOR RECEIVING INFORMATION FROM ANY PARTY THAT MIGHT INDICATE POSSIBLE SUSPICIOUS TRANSACTIONS AND PROCESSING THAT INFORMATION ACCORDINGLY.

IGAMINGADVISORS HAS A TEAM OF PROFESSIONALS THAT HOLD THE POSITION OF MLRO FOR A LARGE NUMBER OF FUNDS SERVICED BY SOME OF THE LEADING ADMINISTRATORS IN THE MARKET. WE PERFORM THE ESSENTIAL FUNCTION OF ASSISTING THE BOARDS OF DIRECTORS OF CLIENT FUNDS WITH REGARD TO AML AND PROVIDING AML SPECIFIC REGULATORY UPDATES, ANNUAL TRAINING AND DRAFTING AND MAINTAINING FUND SPECIFIC AML POLICIES.

THIS WILL INCLUDE MAINTAINING A REGISTER OF SUSPICIOUS TRANSACTIONS AND REPORTING THESE TO LOCAL LAW ENFORCEMENT AND REVENUE AUTHORITIES WHERE APPROPRIATE.

THE MLRO IS THE POINT OF CONTACT FOR ALL SUSPICIOUS TRANSACTIONS AND WILL NEED TO BE AN APPROPRIATELY EXPERIENCED AND SUFFICIENTLY SENIOR INDIVIDUAL. THEY WILL REQUIRE AN IN-DEPTH KNOWLEDGE OF CURRENT LEGISLATION AND REGULATIONS SURROUNDING ANTI-MONEY LAUNDERING PROCEDURES AND HAVE THE EXPERIENCE TO BE ABLE TO IDENTIFY, MANAGE AND RESOLVE AML-RELATED ISSUES

MLRO Responsibilities

list of responsibilities that need to be adhered to by the Money Laundering Reporting Officer:
Is the main point of contact in relation to receiving reports of any information or other matter,
coming to the attention of a person handling relevant financial activity, which gives rise to any type of knowledge or suspicion of money laundering.
Investigate reports in light of relevant information in order to determine if the information or other matter does give rise to such knowledge or suspicion.
The MLRO should have reasonable access to other information which may assist in considering suspicious money laundering reports.
Report and disclose to the Reporting Authority (FIAU) if after considering such report there is knowledge or a suspicion of money laundering.
The MLRO should establish and maintain a register of money laundering referrals made to him by the company and individuals.
Establish a clear customer verification procedures and AML polices while ensure adequate training of key staff.
Ongoing monitoring of business relationships and Internal procedures ascertaining maintenance of anti-money laundering whilst updating records for the required periods.
Ensuring that internal auditing and compliance departments regularly monitor and make recommendations for up to date systems on vigilance.
Maintaining updated procedures and manuals so that in the event of a suspicious activity being discovered, all staff are aware of the reporting chain and procedures to follow.
Keeping abreast with any regulatory obligations updates both locally and from the EU commission.